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Now you can make a purchase by using your checkbook. That's right,
your checkbook! It's quite simple: instead of using your credit
card number for your transaction you write us a virtual check, also
known as an e-check. There are easy to follow instructions on how
to do this when you fill in your ordering information. The check
will be processed just like any other check you write and you will
get the canceled check with your statement along with the rest of
your handwritten checks at the end of the month. The best part:
your hat is paid for with no addition to your credit card balances!
How does it work?
Using special software and the information provided, you authorize
us to produce a legal check for this transaction only. Our software
prints this check that we deposit into our account just as we would
one you mailed us. The difference is time. Instead of waiting days
for the mail - we can process your order in moments. You will then
receive the check we produced with your other cancelled checks
in your normal bank statement.
Is It LEGAL?
Of Course! Check demand drafts, or "drafting" funds from
a second party's checking account, have been a method of payment
for more than 8 years, usually in collections. Check drafting is
a legal method of payment as provided in the Uniform Commercial
Code, Federal Trade Commission Title 16, and Code of Federal Regulations.
Of course, authorization from the checking account holder to generate
a check draft is mandatory, and verbal or written agreement is
accepted.
Uniform Commercial Code - Reference:
Title 1, Sections 1-201 [39] and Title 3, Sections 3-103a,
3-104, 3-401, 3-402, and 3-403.
Federal Trade Commission - Reference: Telemarketing Sales
Rule - Title 16, Section 310.3 (a)(3).
Code of Federal Regulations - Reference: Title 12 Chapter
II, Part 210.
Federal Reserve Bank - Reference: Regulation J, Part 2,
Sections 4a-201 to a-212. |
If you have any questions about the information needed or the
process involved, please contact
us. We will happy to answer any of your questions or concerns.
Note: You must have a U.S.
based checking account to use
Virtual Check.
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